Whether you are looking for someone to manage your existing portfolio, or would like to set up a new investment policy, we can help you.
We are trusted to deliver actively managed, tax-efficient portfolios to our clients. Our service is flexible and applicable to almost any investment medium, including offshore bonds, regular saving plans and pension policies.
Over a series of meetings, the adviser helps the client establish the best investment solution for their own personal objectives and situation, or reassess their existing one. This will include analysing the term over which the policy will run, the contribution level and the most effective investment vehicle. The adviser will also explain and assist the client to identify the level of risk exposure they are comfortable with, so that the right strategy can be chosen.
Once a plan has been drawn up and agreed with the client, the adviser will hand over the portfolio management to the Investment Manager.
The establishment of a plan is by no means the end of the adviser’s role, as he/ she remains the client’s primary contact and provides regular servicing, and also coordinates communication between the Investment Manager and the client. All three parties work together on achieving the client’s ultimate goals.
Our approach can be summarised by these six key steps:
- Investor profile identification (fact find & objectives; risk profiling; product, term & premium)
- Investment strategy formulation (Cautious; Balanced; Growth)
- Asset allocation (cash; bonds; equities; alternatives)
- Portfolio construction (quantitative & qualitative analysis; fund selection)
- Continuous management (ongoing monitoring; transactions: dealing, switching, rebalancing)
- Regular reporting.
A Dedicated In-House Investment Manager
The financial adviser’s role is to understand the client’s current situation, assess his or her goals and objectives, analyse the gap between the two and finally deliver a structure to bridge that gap. Advisers typically cover a wide spectrum of areas, such as retirement planning, protection, estate planning. Still, when it comes to investments, whilst they need to have a good understanding as to how this fits with financial planning and be up to date with the investment world, advisers are not and should not be seen as investment managers. We firmly believe it is not an adviser’s job to research, pick and trade funds for their clients. It is a full-time activity that requires thorough involvement on a daily basis.
This is why we employ a dedicated Investment Manager to work with both advisers and clients, to design suitable portfolios, oversee and adjust them on a regular basis. This proves to be the best of both worlds: on the one hand, communication between the client, the adviser and the Investment Manager is easier, so portfolio objectives are always accurate. Whereas, on the other hand, the Investment Manager has the expertise and time to independently choose the right strategy and individual investments.
Features and Benefits
Complimentary Review of Your Investment Portfolio
Do you have an existing portfolio and would like to receive a non-obligation, free of charge and unbiased review?
The review will include:
- Analysis of the suitability of your portfolio in relation to your goals and needs, attitude to risk and investment horizon;
- Review of your asset class mix, investment holdings and their return & risk characteristics;
- List of fees, expenses, and commissions.
Consider it a ‘test drive’ to see how we think and how we would work with you, to structure a portfolio that best meets your needs, should you decide to become a client.
Get in touch by calling +420 212 246 067, or email us at firstname.lastname@example.org and our Investment Manager will contact you to set up a convenient time for your review.
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