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Life & Medical Insurance

We believe that every individual deserves a path to financial success and security.

We understand that protecting your health, well-being, and financial future is of utmost importance.


Our life and medical insurance solutions are carefully crafted to provide you and your loved ones with comprehensive coverage and peace of mind. Whether you're planning for the unexpected or seeking proactive healthcare solutions, our range of insurance products offers the security you need to face life's uncertainties with confidence.

Life Insurance Benefits

Life Cover

Provides a lump sum payment to beneficiaries or dependents in the event of the policyholder's death. It is a crucial component of financial planning as it offers financial protection and peace of mind to individuals and their loved ones.

Terminal Illness

If you are diagnosed with any illness that will lead to your death within 12 months, our solutions can pay the full amount of life cover in advance.

Critical Illness

Designed to provide financial protection in the event of a serious illness. It pays out a lump sum or regular payments to the policyholder if they are diagnosed with a specified critical illness as outlined in the policy.


The indexation option results in your sum assured increasing at a fixed 5% every year. This option is designed to keep your cover in line with inflation.


An optional benefit that pays a lump sum payment if you become disabled due to an accident or illness, as long as the condition meets the disability criteria as per the policy conditions.

Medical Second Opinion

Gain free access to premier specialist hospitals & clinics for a comprehensive consultation on your condition and treatment plan.

Medical Insurance Benefits


In general, our medical insurance policies provide coverage for hospitalization costs, encompassing various aspects such as room fees, nursing care, surgical charges, operating room expenditures, and the medications administered throughout the hospital stay.

Emergency Care

Emergency medical services necessitated by accidents, abrupt illnesses, or life-threatening circumstances. This encompasses emergency room visits, ambulance services, and emergency surgical procedures.

Cancer Care

Our comprehensive coverage includes full protection for essential treatments like genome testing and dental procedures, as well as additional support. The plan grants access to top-tier cancer treatment to ensure the highest level of care for our beneficiaries.

Outpatient Services

Comprised in our coverage are doctor appointments, consultations with specialists, laboratory tests, diagnostic procedures, vaccinations, and preventive screenings. Depending on the particular plan, a portion or the entirety of these expenses are often covered.

Maternity and Pregnancy

Inclusive of prenatal care, childbirth, and postnatal care. This encompasses regular check-ups, ultrasounds, expenses related to delivery, and, in certain instances, coverage for newborns.

Personal Accident

No matter the time or place, accidents can occur unexpectedly. Personal accident insurance provides a safety net for you and your family, offering protection in case of accidental injury or death.

Prescription & Medication

This may involve both generic and brand-name medications, depending on specified formularies and coverage tiers. The plan may entail co-payments or coinsurance for the covered drugs.

Mental Health

Included in the coverage are mental health services such as counseling, therapy, and treatment for substance abuse disorders. Depending on the plan, this coverage may apply to inpatient or outpatient care.

Dental Care

All our plans include coverage for emergency restorative treatment. You have the option to upgrade to Dental Basic or Dental Plus plans for additional benefits. Our coverage extends to screenings, crowns, and dental implants, providing comprehensive dental care options.

Schedule a Consultation

Get in touch with an Astra advisor to learn more.

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