Are You Struggling to Sort Out Your Existing Pension Plans Because..
You are too busy and don’t understand them.
The existing arrangement is with a company who are difficult to call or get information from which is easy to understand and the statements they send out are confusing.
Many of our clients think that because they have an existing pension or saving arrangement with a ‘big company’ it is being managed and looked after.
PORTFOLIO MANAGEMENT
Whether you are looking for someone to manage your existing portfolio, or would like to set up a new investment policy, we can assist you.
DEDICATED IN-HOUSE INVESTMENT MANAGER
We are trusted to deliver actively managed, tax-efficient portfolios to our clients. Our service is flexible and applicable to almost any investment medium, including offshore bonds, regular saving plans and pension policies
The financial consultant’s role is to understand the client’s current situation, assess his or her goals and objectives, analyse the gap between the two and finally deliver a structure to bridge that gap. Consultants typically cover a wide spectrum of areas, such as retirement planning, protection, estate planning. Still, when it comes to investments, whilst they need to have a good understanding as to how this fits with financial planning and be up to date with the investment world, consultants are not and should not be seen as investment managers. We firmly believe it is not an adviser’s job to research, pick and trade funds for their clients. It is a full-time activity that requires thorough involvement on a daily basis.
This is why we employ a dedicated Investment Manager to work with both consultants and clients, to design suitable portfolios, oversee and adjust them on a regular basis. This proves to be the best of both worlds: on the one hand, communication between the client, the adviser and the Investment Manager is easier, so portfolio objectives are always accurate. And on the other hand, the Investment Manager has the expertise and time to independently choose the right strategy and individual investments.
FIRST STEPS WITH YOU
Over a series of meetings, the adviser helps the you establish the best investment solution for your own personal objectives and situation, or reassess their existing one. This will include analysing the term over which the policy will run, the contribution level and the most effective investment vehicle. The adviser will also explain and assist the client to identify the level of risk exposure they are comfortable with, so that the right strategy can be chosen.
Once a plan has been drawn up and agreed with you, the adviser will hand over the portfolio management to the Investment Manager.
The establishment of a plan is by no means the end of the adviser’s role, as he/ she remains the client’s primary contact and provides regular servicing, and also coordinates communication between the Investment Manager and the client. All three parties work together on achieving the client’s ultimate goals.
FEATURES & BENEFITS
Complimentary Review of Your Investment Portfolio
Do you have an existing portfolio and would like to receive a non-obligation, free of charge and unbiased review?
Consider it a ‘test drive’ to see how we think and how we would work with you, to structure a portfolio that best meets your needs, should you decide to become a client.
OUR ROBUST APPROACH TO MANAGING YOUR MONEY IN AN EVER CHANGING MARKET
ACTIVE ASSET ALLOCATION
We believe asset allocation is key to long-term performance, hence the reason why we put a great deal of time and resource in analysing global investment climate to help us determine the correct asset blend for all stages of the economic cycle.
WHOLE MARKET RESEARCH
We do not have a bias towards any fund houses, managers or assets indeed, and are able to look at the whole market and select our high conviction ideas.
RESEARCH
Research and analysis is central to what we do as it provides us with enough elements to make informed investment decisions.
DIVERSIFICATION
Our portfolios are spread across multiple asset classes, geographic territories and regions, sectors, styles, fund managers. This results in reduced risk and volatility associated with a single investment/ strategy.
RISK MANAGEMENT
We pay careful attention to the suitability of assets for each client. The level of risk taken must be appropriate and remain consistent with the investment objectives.
ASSET & FUND MANAGERS
We work with the world's most respected investment firms who have expertise in managing virtually any asset class. Through our partnerships we get knowledge and resources to put together portfolios that would be suitable to your investment objectives.
MANAGING YOUR PORTFOLIO IN 6 STEPS
1. INVESTOR PROFILE IDENTIFICATION
Fact find & objectives; risk profiling; product; term and premium
2. INVESTMENT STRATEGY FORMULATION
Cautious; Balanced; Growth
3. CASH ALLOCATION
Cash; bonds; equities & alternatives
4. PORTFOLIO CONSTRUCTION
Quantitative & qualitative analysis; fund selection
5. CONTINUOUS MANAGEMENT
Ongoing monitoring; transactions; dealing, switching, rebalancing
6. REGULAR REPORTING
Quarterly or on-request performance updates
